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Minnesota Trucking Related Fatalities: Lowest in 10 Years

Continuing a downward trend, cars and trucks collided less often in Minnesota during the past year than any year in the last decade.

According to statistics reported in the latest edition of Minnesota Motor Vehicle Crash Facts, published by the Minnesota Department of Public Safety, the number of truck-related fatalities has trended downward from 94 in 1999 to 58 in 2009 showing a 38.2% decrease.

This is the lowest number in 10 years.

The safety report for the last year shows the trend continues with a 26.5% decrease of fatal crashes from 2008 to 2009. "Preventing crashes is the number one priority of every professional truck driver," said John Hausladen, president of the Minnesota Trucking Association. "This data is welcome news and a real encouragement to our on-going safety efforts. Most people don't realize that the safest drivers on the road are truck drivers." The Minnesota Trucking Association (MTA) has advanced a number of safety initiatives in recent years, including the recent "Keep Both Hands on the Wheel" safety campaign encouraging drivers to put down the cell phones and focus on driving. The MTA has been a key partner in the state's Towards Zero Deaths initiative and actively lobbied to pass the state's primary seatbelt law in 2009. In the past, the organization has also called for a national maximum 65 mile per hour speed limit for all vehicles.

Complete report from the Minnesota Office of Traffic Safety here!

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NAMED PERIL
Peril specifically mentioned as covered in an insurance policy.
NATIONAL FLOOD INSURANCE PROGRAM
Federal government-sponsored program under which flood insurance is sold to homeowners and businesses. (See Adverse selection; Flood insurance)
NET PREMIUMS WRITTEN
See Premiums written
NO-FAULT
Auto insurance coverage that pays for each driver's own injuries, regardless of who caused the accident. No-fault varies from state to state. It also refers to an auto liability insurance system that restricts lawsuits to serious cases. Such policies are designed to promote faster reimbursement and to reduce litigation.
NO-FAULT MEDICAL
A type of accident coverage in homeowners policies.
NO-PAY, NO-PLAY
The idea that people who don't buy coverage should not receive benefits. Prohibits uninsured drivers from collecting damages from insured drivers. In most states with this law, uninsured drivers may not sue for noneconomic damages such as pain and suffering. In other states, uninsured drivers are required to pay the equivalent of a large deductible ($10,000) before they can sue for property damages and another large deductible before they can sue for bodily harm.
NON-ADMITTED ASSETS
Assets that are not included on the balance sheet of an insurance company, including furniture, fixtures, past-due accounts receivable, and agents' debt balances. (See Assets)
NON-ADMITTED INSURER
Insurers licensed in some states, but not others. States where an insurer is not licensed call that insurer non-admitted. They sell coverage that is unavailable from licensed insurers within the state.
NOTICE OF LOSS
A written notice required by insurance companies immediately after an accident or other loss. Part of the standard provisions defining a policyholder's responsibilities after a loss.
NUCLEAR INSURANCE
Covers operators of nuclear reactors and other facilities for liability and property damage in the case of a nuclear accident and involves both private insurers and the federal government.
NURSING HOME INSURANCE
A form of long-term care policy that covers a policyholder's stay in a nursing facility.
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