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Alternative Risk Plans

Captives and Self-Insured Programs

Truck Writers is a Third Party Administrator (TPA) of an exclusive truck insurance group captive called Transportation Alternative Risk Program (TARP), as well as a Minnesota group self-insured worker’s compensation program called Midwest Safety Group (MSG).

We also have access to several other trucking and worker’s compensation captive programs that may better suit your needs based on the deductible you desire and the state(s) you reside in.

Truck Writers is also able to assist you with implementing and administering your own program/s, or assist you with a feasibility review to see if any of our existing programs make sense for you.

These plan options afford you a large reduction in pricing, based on retaining more risk (deductible), along with the opportunity to recoup premium (surplus) by implementing good claims management practices resulting in a more profitable claims history.

We also have our own in-house claims adjusting company, so you are dealing with the same adjuster on claims.

If you have interest in learning more about our alternative risk plan offerings please contact Shawn Sullivan in our office at or call 1-763-231-0032.