Trucking Insurance 101: Umbrella vs. Excess Liability

Umbrella vs. Excess Liability Insurance

Though the terms umbrella liability and excess liability are oftentimes used interchangeably, they are actually very different animals. Umbrella vs. Excess Liability Insurance Excess liability is specific. It is excess coverage over a specific line; be it general liability, auto liability or employer’s liability. Umbrella liability is collective. It could be over all three lines […]

What’s in Store for the Transportation Industry in 2016

What’s in store for the transportation industry in 2016? Experts seem to agree to disagree on how infrastructure, regulation and security will impact commercial fleets. Here are the top five predictions for 2016. Driver Shortage Will Continue: Fixing the driver shortage will take time, and there is no quick fix for 2016. Few new drivers, […]

Alcohol, Speeding and Distractions Cause Most Trucking Fatalities

With 2015 vehicle fatalities up from 2014, commercial fleet owners need to determine and resolve potential safety issues within the organization. National studies have shown that most vehicle fatalities are caused by impaired driving, speeding and distracted driving. Distracted Driving Issues Commercial fleets that have installed safety monitoring equipment have discovered some common issues when […]

Know Your Drivers: Employees or Owner Operators?

High-visibility suits in recent weeks against FedEx Ground and Amazon underscore the importance of properly classifying drivers as owner operators or employees. With more than 30 states now toughening their laws, the costs and risks of misclassification are mounting. Whether your firm does it intentionally or accidentally makes little difference; you’re likely to face a […]

Wireless Roadside Inspections Promise Productivity Gains for Carriers

Carriers could achieve substantial productivity gains and fuel savings if all goes as hoped in a long-awaited field test of a wireless roadside inspection (WRI) system to be conducted in five southern states starting this December. The Federal Motor Carrier Safety Administration (FMCSA) will engage 1,000 commercial trucks and buses in the test, which is […]

Owner Operators Or Employees Do You Know The Difference?

Do you staff your trucking company with owner operators or employees? If you think that you use owner operators, you may be incorrect. Companies across the US are misclassifying their employees and that mistake can cost them. Owner Operator vs Employee Independent contractor misclassification is common across all types of businesses, including the trucking industry. […]