The Benefit of a Self-Service Trucking Insurance Agency

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When you think insurance, you might not think technology. However, many trucking insurance agencies are turning to self-service client portals to enhance the insurance experience. The value-added service a portal provides ensures that your business runs smoothly 24/7/365. Certificates of Insurance Most insurance agencies are open 9am to 5pm, Monday through Friday. However, trucking companies have drivers […]

Top Questions: Deadheading vs. Backhauling

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In an effort to help those within the trucking industry better understand trucking insurance, Truck Writers publishes its Top Questions posts. These posts are inspired by real questions submitted through our Ask the Expert portal. This post will cover the difference between deadheading and backhauling. Deadheading vs. Backhauling Typically in trucking, the driver is hauling a load […]

What is a Workers’ Compensation Self-Insurance Program?

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Workers’ Compensation Self-Insurance Programs Typically, employers pay a fixed premium to an insurance carrier for workers’ compensation coverage. However, employers may choose to go the self-insurance route, wherein the employer assumes the financial risk for providing workers’ compensation benefits to its employees. In other words, self-insured employers pay the cost of each claim ‘out of pocket’ as […]

What to do if Your Trucking Insurance is Non-Renewed

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It’s 30 – 90 days before your trucking insurance renewal and you’ve just been informed that it’s been non-renewed. The good news is that a non-renewal typically will not negatively impact your ability to find insurance. This post will explain why you may have received this notice and what to do in order to keep […]

Trucking Insurance Renewal: 3 Things to Expect

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With the New Year just around the corner, it seems fitting to discuss renewal. Although, maybe not the type you’re thinking of. This post focuses on what you need to expect as your insurance renewal date approaches. 1. The Cost of Your Insurance May Increase. The ATRI showed that insurance premium costs rose from 7.1 cents […]

Becoming an Owner Operator: Master Insurance Policy

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Our last Becoming an Owner Operator post discussed the different trucking insurance coverages an owner operator needs. These differ depending on whether s/he decides to lease onto a motor carrier or operate under his or her own authority. This post is for those who have leased onto a motor carrier and are exploring their insurance options. It […]

Becoming an Owner Operator: Trucking Insurance

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Last month’s Becoming an Owner Operator post discussed the advantages and disadvantages of leasing onto a motor carrier and driving under your own authority. This post will build off of last month’s by explaining how the way you choose to operate your trucking business determines which trucking insurance coverages you will need. Trucking Insurance: Leasing onto a […]

Top 3 Questions on Bobtail/Non-Trucking Coverage

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Oftentimes, trucking insurance is about as easy to comprehend as why the universe exists. It’s in place for some reason, and we are glad it is, but all the minute details get in the way of our proper understanding of it. In an effort to help those within the trucking industry better understand trucking insurance, we […]

Captive Insurance: Take Control of Your Insurance

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Often perceived as an option solely for Fortune 500 companies, captive insurance companies are becoming more accessible than ever for small- and mid-size companies. What is an Insurance Captive? For those considering joining a captive program, it is essentially an insurance company. The captive operates like a commercial insurer; however, the insureds are oftentimes key players in […]