What is a Workers’ Compensation Self-Insurance Program?

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Workers’ Compensation Self-Insurance Programs Typically, employers pay a fixed premium to an insurance carrier for workers’ compensation coverage. However, employers may choose to go the self-insurance route, wherein the employer assumes the financial risk for providing workers’ compensation benefits to its employees. In other words, self-insured employers pay the cost of each claim ‘out of pocket’ as […]

5 Steps for Trucking Companies Toward a Better Safety Culture

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Many companies complain about high insurance costs, particularly workers compensation. However, investments of time and money into safety and loss control programs can pay off in the long run. Some trucking companies choose to rely on their occupational accident coverage, instead of investing in work comp insurance. However, the decision of whether or not to […]

4 Freight Brokerage Coverages Worth the Investment

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Freight brokerages are one of the most commonly under-insured facets of the transportation industry. Many questions can arise for a broker, and we have the coverage lines that provide answers. Contingent Auto Liability Your business operations depend on the validity of a truck driver’s Certificate of Insurance. So what happens when a Certificate you believed to […]

What to do if Your Trucking Insurance is Non-Renewed

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It’s 30 – 90 days before your trucking insurance renewal and you’ve just been informed that it’s been non-renewed. The good news is that a non-renewal typically will not negatively impact your ability to find insurance. This post will explain why you may have received this notice and what to do in order to keep […]

Trucking Insurance Renewal: 3 Things to Expect

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With the New Year just around the corner, it seems fitting to discuss renewal. Although, maybe not the type you’re thinking of. This post focuses on what you need to expect as your insurance renewal date approaches. 1. The Cost of Your Insurance May Increase. The ATRI showed that insurance premium costs rose from 7.1 cents […]

10 Steps to Becoming an Owner Operator

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For the last year, our Becoming an Owner Operator series aimed to help those interested in becoming an owner operator navigate the ins and outs of the trucking industry. Here are our 10 steps to becoming an owner operator: Step #1 Evaluate Your Personal Considerations Whether you’re an individual considering a career that allows you to […]

Becoming an Owner Operator: Master Insurance Policy

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Our last Becoming an Owner Operator post discussed the different trucking insurance coverages an owner operator needs. These differ depending on whether s/he decides to lease onto a motor carrier or operate under his or her own authority. This post is for those who have leased onto a motor carrier and are exploring their insurance options. It […]

Protecting Your Storage Tank System from Flooding

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In the month of July, Minnesota experienced some serious rainfall. So much, in fact, that the Minnesota Pollution Control Agency (MPCA) issued a notice on how to prevent water from entering a storage tank system. Tips to Prevent Water from Entering Storage Tank System Ensure tank fill caps are in good condition. Water can easily leak […]