Cyber Liability: An Overlooked Necessity in 2017

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No matter the type of business you’re in, scammers and hackers always seem to be knocking at the door. Whether an email attachment caused a breach in the firewall or a hacker leaked confidential information, Cyber Liability Insurance provides coverage for the services needed to regain your customers’ and the public’s trust. Why Cyber Insurance? Flashback […]

Rent-a-Captives as a Trucking Insurance Solution

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Rent-a-Captives Rent-a-captives, as well as other captive and self insurance options, are great for trucking companies who are looking to stabilize insurance costs. However, since not all trucking companies are capable of undertaking the formation of their own captive, rent-a-captives are the ideal solution. A rent-a-captive is defined as “an arrangement whereby a capital base is accessed […]

The Benefit of a Self-Service Trucking Insurance Agency

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When you think insurance, you might not think technology. However, many trucking insurance agencies are turning to self-service client portals to enhance the insurance experience. The value-added service a portal provides ensures that your business runs smoothly 24/7/365. Certificates of Insurance Most insurance agencies are open 9am to 5pm, Monday through Friday. However, trucking companies have drivers […]

Top Questions: Deadheading vs. Backhauling

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In an effort to help those within the trucking industry better understand trucking insurance, Truck Writers publishes its Top Questions posts. These posts are inspired by real questions submitted through our Ask the Expert portal. This post will cover the difference between deadheading and backhauling. Deadheading vs. Backhauling Typically in trucking, the driver is hauling a load […]

What is a Workers’ Compensation Self-Insurance Program?

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Workers’ Compensation Self-Insurance Programs Typically, employers pay a fixed premium to an insurance carrier for workers’ compensation coverage. However, employers may choose to go the self-insurance route, wherein the employer assumes the financial risk for providing workers’ compensation benefits to its employees. In other words, self-insured employers pay the cost of each claim ‘out of pocket’ as […]

5 Steps for Trucking Companies Toward a Better Safety Culture

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Many companies complain about high insurance costs, particularly workers compensation. However, investments of time and money into safety and loss control programs can pay off in the long run. Some trucking companies choose to rely on their occupational accident coverage, instead of investing in work comp insurance. However, the decision of whether or not to […]

4 Freight Brokerage Coverages Worth the Investment

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Freight brokerages are one of the most commonly under-insured facets of the transportation industry. Many questions can arise for a broker, and we have the coverage lines that provide answers. Contingent Auto Liability Your business operations depend on the validity of a truck driver’s Certificate of Insurance. So what happens when a Certificate you believed to […]

What to do if Your Trucking Insurance is Non-Renewed

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It’s 30 – 90 days before your trucking insurance renewal and you’ve just been informed that it’s been non-renewed. The good news is that a non-renewal typically will not negatively impact your ability to find insurance. This post will explain why you may have received this notice and what to do in order to keep […]

Trucking Insurance Renewal: 3 Things to Expect

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With the New Year just around the corner, it seems fitting to discuss renewal. Although, maybe not the type you’re thinking of. This post focuses on what you need to expect as your insurance renewal date approaches. 1. The Cost of Your Insurance May Increase. The ATRI showed that insurance premium costs rose from 7.1 cents […]