“One size fits all” is not how we operate.
Truck Writers specializes in insuring the trucking industry and only the trucking industry.
Our expert insurance advisors have the knowledge to help single-unit operations, large fleet operations, and everything in between.
Depending on the size and type of a trucking company, there are many trucking insurance coverage options from which to choose. Whether you’re running a nonfleet or fleet operation, an advisor will create a tailored trucking insurance program that provides the coverage needed to operate a safe and profitable business.
Insurance companies typically consider a trucking company with less than 10 power units as a nonfleet operation. The evaluation process of a nonfleet operation is much more straightforward when it comes to insurance. The underwriters will be looking at the driver(s), loss runs, IFTAs, and commodities hauled.
Most nonfleet policies will include:
- Auto Liability
- Physical Damage
- General Liability
- Cargo Liability
- Workers’ Compensation / Occupational Accident Coverage
Operations with more 10 or more power units are considered fleet operations. In addition to the above factors, underwriters will also inquire about a trucking company’s financials and safety culture. Oftentimes, a safety review is required by the insurance company before an insurance quote is offered.
Fleet policies may include:
- Auto Liability
- Physical Damage
- General Liability
- Cargo Liability
- Workers’ Compensation
- Property Insurance
- Garage Keepers Liability
- Warehouse Legal Liability
- Cyber Insurance
- And More…
Our insurance advisors know the transportation industry as well as they know the insurance industry, which is why Truck Writers’ insurance services are not limited to simply providing a quote. Rather, each advisor has the knowledge and skills to aid in controlling operational risks. This partnership will help to prevent accidents, control claims costs and save premium dollars in the long run.
Truck Writers provides fleet insurance in Arizona, Colorado, Iowa, Illinois, Indiana, Minnesota, Nebraska, Nevada, North Dakota, Ohio, South Dakota, Utah, and Wisconsin. Call for a quote today!
Fleet Insurance Quote Request
As an independent agency, we offer multiple options at competitive prices.
