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Owner Operator Insurance

Insurance options for those leasing onto a motor carrier.

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Truck Writers loves owner-operators.

Whether you are a single unit owner operator or have an owner operator fleet, we offer insurance services tailored to your needs.

While a motor carrier’s insurance will cover an owner operator while under dispatch, an owner operator is responsible for carrying additional coverages in order to comply with a lease agreement.

Owner operator coverages may include:

  • Bobtail/Non-Trucking Liability
  • Physical Damage
  • Occupational Accident / Workers’ Compensation
  • Passenger Policies

If you’re just getting started in the process of becoming an owner operator, there are several questions to ask yourself:

  • Will I lease onto another motor carrier and get a percentage of the haul or will I get my own authority and develop my own loads?
  • Will I lease, rent or buy my own equipment?
  • What is the option of leasing vs. buying my own equipment?
  • If I am going to lease onto a motor carrier, what should I consider when looking for a good one?
  • What experience and driving history will the motor carrier require of me?
  • What is better for me based on pay and my family situation running local, intermediate or over the road?
  • What insurance/s do I need to be best protected?
  • What are my financing options for equipment, insurance and operating capital?
  • What type of license do I need based on the type of equipment I am looking to operate?

No matter where you are in the process, Truck Writers team of owner operator specialists will ensure you’re properly covered. Truck Writers provides Non-Trucking/Bobtail insurance in 38 states. Call 1-800-634-8612 for a quote!

Owner Operator Insurance Quote Request

As an independent agency, we offer multiple options at competitive prices.

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Blaine, MN Office
8970 West 35W Service Dr NE
Suite 200
Blaine, MN 55449
Welcome, MN Office
605 North Guide Street
Welcome, MN 56181
Also, providing service in Minnesota, Wisconsin, Iowa, North Dakota, South Dakota and nationwide.