Trucking Insurance 101: Physical Damage and Gap Coverage

Physical Damage Insurance Image

Choosing to purchase or lease a truck is a large investment. Now, imagine that truck is totaled in a wreck. Do you have enough in your savings account to replace it? What is Physical Damage Coverage? Physical Damage insurance pays for damage to purchased or leased equipment in the event of a loss. Physical Damage […]

Trucking Insurance 101: Non-Trucking Use Liability

Non-Trucking Use Liability Image

Owner-Operators that lease onto a Motor Carrier are typically protected by that carrier’s liability coverage. But what about a trip to the bank, helping a friend move, or driving to a trucking show? If you are driving your rig for personal use, and not to further the business of your motor carrier, you are not […]