Top Questions: Do I Need to File for a DBA?

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In an effort to help those within the trucking industry better understand trucking insurance, Truck Writers publishes its Top Questions posts. These posts are inspired by real questions submitted through our Ask the Expert portal. This post will cover when a truck driver or trucking business should file for a DBA. What is a DBA? Every business […]

Trucking Safety Tip of the Month: Traffic Control Devices

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According to OSHA, a traffic control device is a sign, signal, marking or other device placed on or adjacent to a street or highway (by authority of a public body or official having jurisdiction), to regulate, warn, or guide traffic. Most commonly this means traffic signals, regulatory and warning signs, and all pavement markings. The failure […]

What to Consider When Quoting Your Trucking Insurance Online

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Within the last couple of years, many consumers have turned to online quoting tools for their insurance needs. While online insurance quotes are fine for simple coverages, you may want to consider consulting an agent for your trucking insurance needs. The Appeal of Online Insurance Quotes The idea that you can “control” the insurance process […]

The Benefit of a Self-Service Trucking Insurance Agency

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When you think insurance, you might not think technology. However, many trucking insurance agencies are turning to self-service client portals to enhance the insurance experience. The value-added service a portal provides ensures that your business runs smoothly 24/7/365. Certificates of Insurance Most insurance agencies are open 9am to 5pm, Monday through Friday. However, trucking companies have drivers […]

Top Questions: Deadheading vs. Backhauling

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In an effort to help those within the trucking industry better understand trucking insurance, Truck Writers publishes its Top Questions posts. These posts are inspired by real questions submitted through our Ask the Expert portal. This post will cover the difference between deadheading and backhauling. Deadheading vs. Backhauling Typically in trucking, the driver is hauling a load […]

Trucking Safety Tip of the Month: Distracted Driving

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Distracted Driving Statistics There are three types of distracted driving a driver can face while operating his or her vehicle—visual, manual, cognitive. According to the National Highway Traffic Safety Administration (NHTSA), these three types of distracted driving claimed 3,477 lives in 2015 alone. This is one of the reasons why Truck Writers’ 2017 blog series is […]

What is a Workers’ Compensation Self-Insurance Program?

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Workers’ Compensation Self-Insurance Programs Typically, employers pay a fixed premium to an insurance carrier for workers’ compensation coverage. However, employers may choose to go the self-insurance route, wherein the employer assumes the financial risk for providing workers’ compensation benefits to its employees. In other words, self-insured employers pay the cost of each claim ‘out of pocket’ as […]

The Importance of Reading Your Operating Agreement

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The operating agreement between a motor carrier and an independent contractor is the lifeblood of the relationship. At stake are many legal and regulatory issues; not to mention the mutual profitability of both parties. What is an Operating Agreement? In simple terms, the lease/contract defines the parties involved and what the obligations are of each party. […]

5 Steps for Trucking Companies Toward a Better Safety Culture

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Many companies complain about high insurance costs, particularly workers compensation. However, investments of time and money into safety and loss control programs can pay off in the long run. Some trucking companies choose to rely on their occupational accident coverage, instead of investing in work comp insurance. However, the decision of whether or not to […]