Trucking Insurance 101: Workers’ Compensation

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What is Workers’ Compensation Insurance? Workers’ Compensation Insurance is required by almost all states. The coverage provides benefits for injuries or illnesses that occur while an employee is on the job. Individual state laws not only determine the types of injuries and illnesses covered, but also the benefit levels an employee is eligible to collect. […]

Trucking Insurance 101: General Liability

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With the frequency and severity of auto accidents, it is easy for any trucking company to see the need for Auto Liability coverage. However, auto accidents are not the only risk these companies face. What is General Liability Insurance? To handle lawsuits and judgments arising out of various situations not covered by Auto Liability, trucking […]

Trucking Insurance 101: Physical Damage and Gap Coverage

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Choosing to purchase or lease a truck is a large investment. Now, imagine that truck is totaled in a wreck. Do you have enough in your savings account to replace it? What is Physical Damage Coverage? Physical Damage insurance pays for damage to purchased or leased equipment in the event of a loss. Physical Damage […]

Trucking Insurance 101: Cargo Liability

Cargo Liability Insurance

One of the most basic risks a motor carrier accepts on a daily basis is the responsibility to protect the commodities they haul from pickup to delivery under a bill of lading or shipping receipt. To help mitigate this risk, motor carriers purchase Cargo Liability insurance. What is Cargo Liability? Cargo liability is purchased to […]

Trucking Insurance 101: Auto Liability

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This year, Truck Writers has chosen Trucking Insurance 101 as its blog series. The goal is to help educate those within the trucking industry on the various required and optional trucking insurance coverages. Our first blog post discusses Auto Liability. Auto Liability Coverage In order to operate, all trucking companies must have Auto Liability coverage. This coverage […]

3 Transportation Captive Insurance Myths

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So, you’ve read our post on taking control of your insurance, and now you’re looking into captive insurance as a solution. However, simply Googling “Captive Insurance” leads to around 2.8 million results, which leaves a lot of room for misunderstandings. In this post, our aim is to debunk the most common transportation captive myths. #1 […]

Rent-a-Captives as a Trucking Insurance Solution

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Rent-a-Captives Rent-a-captives, as well as other captive and self insurance options, are great for trucking companies who are looking to stabilize insurance costs. However, since not all trucking companies are capable of undertaking the formation of their own captive, rent-a-captives are the ideal solution. A rent-a-captive is defined as “an arrangement whereby a capital base is accessed […]

What to Consider When Quoting Your Trucking Insurance Online

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Within the last couple of years, many consumers have turned to online quoting tools for their insurance needs. While online insurance quotes are fine for simple coverages, you may want to consider consulting an agent for your trucking insurance needs. The Appeal of Online Insurance Quotes The idea that you can “control” the insurance process […]

The Benefit of a Self-Service Trucking Insurance Agency

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When you think insurance, you might not think technology. However, many trucking insurance agencies are turning to self-service client portals to enhance the insurance experience. The value-added service a portal provides ensures that your business runs smoothly 24/7/365. Certificates of Insurance Most insurance agencies are open 9am to 5pm, Monday through Friday. However, trucking companies have drivers […]

Top Questions: Deadheading vs. Backhauling

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In an effort to help those within the trucking industry better understand trucking insurance, Truck Writers publishes its Top Questions posts. These posts are inspired by real questions submitted through our Ask the Expert portal. This post will cover the difference between deadheading and backhauling. Deadheading vs. Backhauling Typically in trucking, the driver is hauling a load […]